About Us


    Our Mission

    Everyone deserves the pride and security of home ownership. At TCS Mortgage Brokers Inc., we are committed to providing our community with a wide variety of loan programs to fit nearly everyone's financial needs. As a mortgage broker, we have various lenders to work with to ensure you are getting the best deal for your Home Purchase or Refinance Loan. Contact us today to get you on the path to homeownership! Celia at TCS Mortgage Brokers Inc. "Loving, Leading and Lending Families to a Bright Future"


    Our Values

    TCS Mortgage Brokers will treat you like family as we help lead and educate you through the Purchase or Refinance process. Giving back to our community by helping people and families become homeowners to build their Real Estate Wealth.


    Our Story

    Celia Hernandez, Founder President and CEO of TCS Mortgage brokers began her journey to help people achieve homeownership in 1998 while working for an online lender. At the time she was attending Cal State Hayward studying Business Admin/Finance and it became clear that the Mortgage Industry is where she wanted to be! The next 20 years she worked in the different channels a customer can obtain a mortgage: online lender, bank, retail lender and finally wholesale! In 2019 she became a Mortgage Broker on the wholesale side and discovered that this was the best avenue to help her community. In 2021 TCS Mortgage Brokers Inc. became a reality!


    Celia Hernandez


    NMLS #35119

    DRE #02112027

    My name is Celia and I am here to help you with all your home financing needs. I have been in the mortgage industry for 25+ years and have the resources, patience and passion to help you and your family build Real Estate Wealth. As a mortgage broker, I have the advantage of comparing different loan programs with various lenders, ensuring you get the best customized loan option for you! I specialize in First-Time Home Buyer Programs in California and am committed to educating the community about the home loan approval process. In my spare time you can catch me on the soccer/baseball/football fields coaching and cheering on my boys, family and friends. I enjoy gardening, wine tasting, dancing, fishing, hiking and cheering on my Favorite Football Team the San Francisco 49ers! I truly love my career as a mortgage broker and would be honored to be part of your Journey to Homeownership!


    Raul O. Cortez


    NMLS #2396256

    DRE #02224141

    My name is Raul O. Cortez and I have been in customer service for over 10 years . I take pleasure in assisting people resolve their issues and assisting them on their journeys. I have also worked in various financial and business settings and I take customer privacy very seriously. From my years of employment, I've learned to be patient with people and treat them with respect, and to treat others how I would like to be treated or how I would want my family to be treated. In my personal time, I am a father of two boys. I enjoy watching them play various sports and coaching them. I enjoy getting outdoors and am an avid Dallas Cowboys fan. Thank you for taking your interest in TCS Mortgage and we look forward to helping you on your journey to home ownership and home financing.